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For most people, finding the right home in Fort Smith, Arkansas is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Fort Smith, Arkansas lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Fort Smith within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Fort Smith that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Fort Smith was founded in 1817 as a military settlement to patrol the neighboring Indian Territory. The fort was abandoned in 1824 but a town founded by John Rogers had formed alongside the fort by that time. In 1838 the fort was re-occupied and expanded. In 1871 the fort was again abandoned. However, the town continued to thrive despite the absence of the fort. One of Fort Smith's most notable historic figures was Judge Isaac Parker. He served as US District Judge from 1875-1896. He was nicknamed the "Hanging Judge" because in his first term after assuming his post he tried eighteen people for murder, convicted fifteen of them, sentenced eight of those to die, and hanged six of them on one day. Over the course of his career in Fort Smith, Parker sentenced 160 people to hang, of those 79 actually were executed on the gallows. Judge Parker represented the only real law the rough and tumble frontier bordertown had at the time. -- Source: Wikipedia.com
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Census Data for Fort Smith, Arkansas
| Fort Smith | Arkansas | United States | |
| Population | 80,268 | 2,673,400 | 281,421,906 |
| Median age | 35.3 | 36 | 35.3 |
| Median age for Male | 33.7 | 34.6 | 34 |
| Median age for Female | 36.9 | 37.4 | 36.5 |
| Households | 32,398 | 1,042,696 | 105,480,101 |
| Household population | 78,278 | 2,599,492 | 273,643,273 |
| Average household size | 2.42 | 2.49 | 2.59 |
| Families | 20,647 | 732,261 | 71,787,347 |
| Average family size | 3.03 | 2.99 | 3.14 |
| Housing units | 35,341 | 1,173,043 | 115,904,641 |
| Occupied units | 32,398 | 1,042,696 | 105,480,101 |
| Vacant units | 2,943 | 130,347 | 10,424,540 |
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